Monthly payment volume on crypto-linked debit and credit cards increased by approximately 230% compared to last year, amid a proliferation of crypto-linked payment products.
Cumulative volume on payment cards linked to cryptocurrencies reached $7.8 billion this month, according to to The Kobeissi Letter, a market research publication.
Payments giant Visa captures about 90% of crypto card transactions through partnerships with on-chain native companies like Jupiter Global, analysts at The Kobeissi Letter said.
Cumulative volume of crypto cards between 2023 and 2026.
Source: Kobeissi’s letter
Jupiter Global is the payments project launched by the team behind decentralized crypto exchange Jupiter on the Solana network. The Kobeissi Letter added:
“The adoption of crypto cards has rapidly accelerated in 2026 due to the increasing access to stablecoins as a means of payment via crypto cards. In other words, more people can now spend stablecoins like fiat currency using crypto cards, further driving adoption.”
The growth of crypto payment cards highlights how digital assets, particularly stablecoins, are integrating into the traditional financial system. without supplanting historical payment providers like Mastercard and Visa.
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Crypto Cards Power Everyday Payments Around the World
OKX crypto exchange launched a stablecoin payment card for customers in Europe in January 2026, which operates on the Mastercard network.
Cryptographic protocols and platforms facilitating on-chain payment products. Source: Mars DeFi
Grocery store purchases were the top spending category and accounted for about 26% of all OKX card transactions in January, while restaurants accounted for 18% of total transaction volume, according to data from OKX.
Online shopping is the third largest spending category, accounting for around 13% of spending. total transaction volume for the month.
“When crypto pays for lunch, payment adoption is real. For years, critics have pointed to the lack of everyday utility as crypto’s weak point: great as a speculative asset, less useful than real money,” the OKX team. said.
In March, Visa and Bridge, a financial technology company owned by payments company Stripe, announced plans to deploy stablecoin-linked payment cards in more than 100 countries.
Initially, 18 countries were supported, including Argentina, Colombia, Ecuador, Mexico, Peru and Chile, with plans to expand the product to the Asia Pacific (APAC), Africa and Middle East regions by the end of 2026.
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