MoonPay is launching MoonPay Trade, a new institutional platform that promises banks and fintechs unified access to tokenized assets, DeFi protocols, and stablecoin liquidity on over 200 blockchains.
Summary
- MoonPay Trade Targets Banks, Fintechs, and Enterprises with Interface for Tokenized Assets and DeFi
- The platform will serve as an execution layer for MoonPay Institutional
- Supports tokenized fund subscriptions, collateral transfers, and on-chain lending through Aave, Morpho, and Maple.
According CoinDeskMoonPay on May 21 introduced MoonPay Trade as a dedicated trading and execution stack for its institutional clients. The platform is aimed at banks, fintech companies and enterprise clients and offers a single gateway to tokenized assets, DeFi protocols and stablecoin liquidity spanning over 200 blockchain networks.
According to Keith Grossman, President of Moonpay, the new crypto payments layer will contain integrated execution layers capable of seamlessly integrating and providing the ability to make retail payments.
The president recently posted on social media to a Fox News host arguing that “stablecoins are the future.”
Accordingly, MoonPay said MoonPay Trade will act as the core execution layer for its recently launched MoonPay institutional business, which the company built on top of its recent acquisition from Israeli digital asset security company Sodot.
In this way, MoonPay Institutional is designed to serve financial institutions, asset managers, trading companies and exchanges, providing secure key management, cross-chain collateral management and access to DeFi and digital asset markets.
From retail on-ramps to institutional avenues, where is Moonpay located?
Since its beginnings, lunar payment has been best known as a fiat-to-crypto retail on-ramp integrated into wallets, exchanges, and consumer apps. MoonPay Trade marks a shift toward deeper infrastructure: Instead of simply selling cryptocurrencies to end users, the company now wants to power banks and fintechs as they connect to tokenized capital markets and DeFi liquidity.
MoonPay now says that Trade will support subscriptions to tokenized funds, allowing institutions to purchase tokenized funds and structured products directly on-chain, using stablecoins and tokenized cash equivalents as rails.
The platform also supports collateral transfers, allowing institutions to move tokenized collateral across chains and venues, and integrates with DeFi protocols such as GhostMorpho and Maple Finance so customers can lend, borrow and generate yield directly on-chain through a single interface.
At its core, MoonPay relies on the multi-party computing (MPC) wallet technology it acquired with Sodot to secure institutional keys and automate complex on-chain workflows without exposing private keys or requiring customers to manage raw wallets. The company says it now serves more than 30 million customers in 180 countries and works with more than 500 enterprise clients, experience it plans to leverage as it pivots toward an institutional layer of DeFi access.
Competing for institutional DeFi flow, how do other DeFi players compare?
This is all because it is estimated that only 10% of RWA liquidity is active in DeFi protocols. As of May 21, Tanaka investigation sample The RWA market is exploding, but DeFi is barely participating: only about 10% of tokenized assets are in DeFi, and of about $7 billion in tokenized gold and on-chain commodities, only $184 million is actually deployed in DeFi protocols.
lunar payment Trading therefore falls into an increasingly crowded field of institutional DeFi gateway platforms, where players like fire blocksCircle, Coinbase, and BitGo are vying to become the default pathways to tokenized funds and on-chain credit markets.
The company’s pitch now appears to be a combination of consumer outreach, stablecoin infrastructure, and a new institutional custody and execution stack that can make it an all-in-one gateway for banks and fintechs that don’t want to tie together multiple providers.
In that sense, MoonPay Trade is both a product launch and a strategic reorientation, indicating that the company intends to compete not just as a retail payment button, but as a complete infrastructure provider for the era of tokenized and composable finance.
